Daily expense tracker for Android
Free Expense Tracker App for Android | Zawid Accounts
Zawid Accounts works as a free expense tracker app for Android: log each expense with its amount, date, currency and a short note, then review your week or month from the transaction list. Core recording happens on the phone without an internet connection, and the Free plan puts no numeric cap on transactions.
Unlike a plain spending log, Zawid also keeps money you lent and payments you are waiting for in the same app, so a loan never gets mixed up with spending.
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Log an expense in this free expense tracker app
It takes seconds once it becomes a habit. The key is to enter each expense once, with a description you will recognize later.
- Open the add-transaction form and choose Expense.
- Enter the amount, for example 50, and check the date and currency.
- Add a short note such as groceries, gas or electric bill.
- If you use treasury accounts, pick the one you paid from, such as Cash or Checking.
- Save, then check the transaction list before entering it again.
A daily and household expense tracker
Household spending repeats, so consistent notes matter most. Start notes with fixed words like Home: groceries, Home: school or Commute, and searching later becomes easy.
If a 120 grocery run is split between cash and a card, record two entries from the two treasury accounts so each balance stays close to reality. If you spend in two currencies, record each expense in its own currency; Zawid does not convert between currencies, so never add them into one figure.
Keep personal and work spending apart
Mixing your wallet with your business cash makes every review unreliable. Create a treasury account called Personal cash and another called Business cash or Business checking, and choose the right one for each expense. If you take business cash for something personal, record it clearly instead of letting it vanish.
Freelancers can add the client or project to the note, such as design software subscription, work.
A quick monthly expense review
At month end, filter the transaction list to that month and check expenses against receipts and your bank statement. Search your notes to see, for example, what you spent on commuting, and compare it with your own plan.
Before deciding a total is too low, check for missing or duplicate entries. Add a missing expense once, and fix a duplicate instead of adding an opposite entry. Review a full week before changing next month's plan; a one-time purchase is not the same as a bill that repeats every month.
Track money you lent alongside your expenses
If you lend a cousin 300, that is not an expense; it is money coming back. Create an account in their name with the right currency and record the amount as a debt with a note about the agreement. When they pay back 100, record a repayment and the balance shows 200.
If they promise the rest by a set date, record a payment promise so it appears in the Collection Center. A promise is not money received, and the app does not send reminders or contact anyone for you. You can share a PDF statement with them once you have checked the recipient.
Limits worth knowing
Zawid shows your spending as you recorded it, so the picture is only as complete as your entries.
- No bank connection or automatic import; you record each expense yourself.
- No currency conversion; each balance stays in its own currency.
- Free may display ads; Pro is an optional Google Play purchase.
- Your data is on your phone; make a manual .zawid backup and protect it, since current backups are not encrypted by default.
Frequently asked questions
Is the expense tracker free?
Yes. Expense logging is part of the Free plan with no numeric cap on transactions, and Free may show ads. Pro is optional and not required to track spending.
Do I need a customer account to log a personal expense?
No. You can record a general expense without linking it to an account, and use the note and treasury account to tell it apart.
Does it work offline?
Yes. Logging and reviewing expenses happens on the phone without a connection. Optional features such as billing, messages and ads have their own connection.
Can I track travel expenses in another currency?
Yes. Record each expense in its own currency and review each currency separately. There is no automatic conversion.
Can I keep my spending private?
Yes. Turn on app protection and store your backup file somewhere private, since current backups are not encrypted by default.