A practical walkthrough
Keep track of personal debts
Organize amounts owed to you and repayments without mixing different people or currencies.
English guide reviewed . Button wording can vary by app language and version.
Before you begin
Agree on the amount and currency with the other person. The app records your entries; it does not prove that money changed hands.
Follow these steps
Create a separate account
For money you lent to another person, give them a distinctive account name and choose the General type and the correct currency. Start at zero if you will record the full loan as a transaction.
Record the amount once
Enter the debt with its date and a note about the agreement. Avoid duplicating an opening balance.
Record each repayment
Add a payment only when received and keep a note that links it to the receipt or transfer.
Review together
Check the remaining balance and share a statement when useful, after confirming the recipient.
A worked example
If someone owes 250 and pays 100, the remaining 150 should be visible through two separate entries, rather than by silently changing the original debt.
Avoid common mistakes
- Keep different currencies in their own ledgers.
- Use reminders respectfully and check the original agreement before following up.